Vehicle Insurance

Over the years, I’ve encountered various situations, which gives me reason to say: it’s not so important which insurance company is listed in your policy. What matters is who you can call even on a weekend and who will make an effort to compensate your damages.

It must be admitted that the main task of insurance company employees in support services and contact centers is, first and foremost, to save the company’s money.

So, let me describe the most optimal car insurance options for you.

• You should know that the cost of insurance depends on how much you use your car. If you anticipate low mileage, you can save from the start. However, the insurance company will require a photo of the odometer at the start and end of the contract, and in case of excess mileage, they will demand an additional payment.
• Insurance also depends on your place of residence. The difference between, for example, Prague 1 and a quiet suburb will undoubtedly be noticeable, as in the first case, the likelihood of vandalism is significantly higher.
• The cost also depends on your driving experience. Interestingly, the car owner can be one person, but the insurance can be issued to another person with more driving experience and a history of accident-free driving.
• The price is also influenced by the geography of your trips. If you travel outside the Czech Republic, you need to add certain guarantees to your insurance.

Choose an insurance agent who can skillfully combine all these factors to find the best price-quality ratio.

Every day, I encounter clients who don’t know their rights. Remember this! If you have a problem with a tire, run out of fuel and are stranded on the road, or need a tow truck, you are entitled to assistance under the basic insurance that everyone has!

If you travel abroad, it’s essential to add an inexpensive but crucial option to your basic insurance. If something happens to your car, you may be eligible for free towing, a replacement vehicle, and even hotel accommodation during repairs. And this is possible even within a standard basic insurance policy.

It’s unfortunate that foreigners, in particular, often cannot defend their rights and do not know them in full.

Feel free to call +420 608 307 789 or write [email protected] 

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